Neighbors Credit Union

History of Neighbors Credit Union

More than 80 years ago, on March 16, 1928, Neighbors Credit Union, formerly St. Louis Postal Credit Union, was created in a shoebox and a dream: that every postal worker deserves a helping hand to get more out of life. Today, we've opened our doors to everyone in the communities we serve. We've become one of the largest and strongest credit unions in Missouri, and we owe it all to the principles on which our credit union was built.

Always put people before profits. Always be the one place where our members and their dreams really do come first. Always believe it's only right that people help each other do the right thing. Because that's what being Neighbors is all about.

Here, every member has a voice in how our credit union works, and how each of us is served. One member, one vote, regardless of how much money each of us saves or borrows. It is the fair and democratic way--and the only way we do business at Neighbors Credit Union.

Using money to your advantage can be a lifelong education for yourself and your family. And that's why we're here, helping you plan for an even brighter future every step of the way. Banks just can't take care of their customers the same way, because they have higher priorities: their stockholders.

If you'd prefer helpful advice over a sales pitch; if you like the idea of working with your neighbors, not a global institution headquartered somewhere else; if you believe in the same things we do, we invite you to join us today.

As Neighbors, we'll always work in your very best interest. Here you belong.

Who We Are

• A not-for-profit cooperative, owned and controlled by our members
• Quality financial services for all members.
• Credit Union Philosophy: People Helping People.
• Lifetime Membership: Once a Member, Always a Member.
• Deposits federally insured through the National Credit Union Administration (NCUA) to at least $250,000.
• Additional Excess Share Insurance coverage of $250,000.

Neighbors Credit Union is a full-service financial institution offering a wide variety of products and services to our members. Neighbors Credit Union is currently ranked seventh among credit unions in St. Louis in asset size, as documented in the St. Louis Business Journal's 2004 Book Of Lists for largest credit unions.

Neighbors Credit Union is one of the strongest financial institutions in Missouri with over $204 million in assets. We are dedicated to providing competitive products and services to meet the financial goals of you, the owners. As a member of the credit union, you can have peace of mind knowing that your deposits are insured by the National Credit Union Administration (NCUA) to at least $250,000 and your retirement account to $250,000. Neighbors Credit Union also provides members an additional $250,000 in coverage through Excess Share Insurance. This, combined with the federal insurance, gives you coverage up to $500,000 for deposit accounts and $500,000 for Individual Retirement Accounts.

As you browse this website, you will see that we are committed to serving your family from infancy all the way through to retirement. Our products and services are designed to meet you and your family's needs in an affordable fashion, no matter where you elect to work, reside, or vacation. We continue to expand our services based on input from people like you who see the value of membership as owners of their financial institution. So if you have any comments or suggestions on ways to improve the member's credit union or website, please email us.

The Credit Union Difference

Other financial institutions focus on money. From the start, credit unions have focused on people, dreams, and results. The credit union difference is evident in four key ways:

• Governance: Credit unions are locally owned. Each is guided by a volunteer board of directors.
• Purpose: Credit unions are not-for-profit. Money made by the credit union is returned back to the members.
• Member benefits: From higher interest rates on savings and lower interest rates on loans, to financial counseling and services, credit unions focus on helping members - not simply making a profit.
• Values: Credit unions are focused on making a contribution to their local communities.

To learn more about the Credit Union Difference, click here

Board of Directors

Adell Allen, Chairman
Jim Grellner, Vice-Chairman
Rita Warren, Secretary/Treasurer
William Anderson
Alan Haker
Anthony Harris
James Hobbs
Cliff Schmidt
Harry Sommers

Supervisory Committee
Susan Clones, Chairman
Monoka Collins
Cliff Schmidt

Associate Directors
Larry Giesing
Roland Hines

If you have any questions or comments regarding the credit union, or if you'd like to apply to be on Neighbors Credit Union's Board of Directors, please address your letter to the following:
Supervisory Committee
PO Box 270551
St. Louis, MO 63127-9804

or email the Supervisory Committee directly.

Statement of Commitment of Service to Members*

Neighbors Credit Union is a member-owned, not-for-profit financial cooperative dedicated to providing the best products and services to fit all of our members financial needs and interests regardless of their income levels. Our commitment is to our members and with that commitment in mind; we strive to offer our members what is most valuable to them, be it from us or other programs.

Our staff continually monitors and communicates our products and services in a meaningful way in which our current and potential members, legislators and regulators will appreciate our unique role we play in their lives.

Neighbors Credit Union constantly looks for better ways to serve the interests of our members and potential member base. One of our many goals is to enable our members to become financially successful. One way we are accomplishing that goal is by providing consumer education in various consumer education outlets and financial thrift programs.

Neighbors Credit Union's Statement of Commitment to Members and Society is consistent with the credit union principle of "Not For Profit, Not For Charity, But For Service". The above statements represent high-quality business practices that ensure the financial strength of our credit union on behalf of our members.

*Please stop by your nearest credit union branch to view the entire Statement of Commitment of Service to Members.

Service Standards

Our Pledge to our members and each other:

• We will make it easy for you to do business with us.
• We will help you identify your financial needs and offer a solution.
• We will provide you with accurate information.
• We will treat you with respect.
• We will deliver what we promise.
• We will thank you for your business.
• We will exhibit an extra mile attitude.

Community Involvement

Neighbors Credit union participates in several chambers of commerce and is always looking for ways to support its communities. Neighbors Credit Union continuously donates money and items to many community organizations, local chambers of commerce, schools and other worthy charities. Check out our Community Involvement page to find out our most recent activities/events.

Chamber of Commerce Members

• Affton Chamber of Commerce
• Fenton Chamber of Commerce
• Florissant Valley Chamber of Commerce
• Green Park Chamber of Commerce
• Lemay Chamber of Commerce
• Northwest Chamber of Commerce
• South County Chamber

Employment Opportunities

Neighbors Credit Union currently has the following positions available. If you are interested in becoming part of our team and feel you meet the specified criteria, email us your resume today or print out our employment application. Please mail your completed application to the South County branch.

This full-time position requires a minimum of one-year customer service experience in a credit union or bank. This is an extremely fast-paced office and requires an individual with excellent interpersonal/sales skills. Only experienced individuals will be considered. We offer an extremely competitive salary and benefit package, including employee health insurance.

This full-time position requires a minimum of one-year teller experience in a credit union or bank. This is an extremely fast-paced office and requires an individual with excellent interpersonal/sales skills, as well as excellent cash handling capabilities and aptitudes. Only experienced tellers will be considered. We offer an extremely competitive salary and benefit package, including employee health insurance.