Neighbors Credit Union

Savings Accounts

Regular Savings Account
Every member/owner of Neighbors Credit Union has a Regular Savings Account. The minimum balance to open this account is $1. To be a member and maintain accounts at Neighbors Credit Union, you must purchase a $1 share in the credit union and maintain that $1 balance in your account. Members can have regular deposits made through payroll deduction.

Escrow Savings
The Escrow Savings account allows members to set aside money to pay bills or make purchases that only arise a few times a year. Examples include but are not limited to car insurance, home owners insurance, property taxes, medical expenses or large purchases. Payroll deduction is available for this account.

Check out our rates.

Certificate of Deposit
Neighbors Credit Union wants to help you get the most for your money, while at the same time providing you with a safe and secure insured investment.

• 6 to 84 month terms
• $1,000 minimum balance requirement to open
• Interest posted monthly or quarterly
• A check can be sent to your home monthly or quarterly
• Or the interest can be compounded until the end of the certificate term
• IRA CDs are also available (10-basis-point premium over regular CDs)

Throughout different times of the year, the credit union will run periodic specials on Certificates of Deposit with various rates and terms.

* APY = Annual Percentage Yield. Minimum of $2,500 in new funds only - not currently on deposit at Neighbors Credit Union. Valid for a limited time only. Offer may be withdrawn and cannot be combined with any other offer. Membership eligibility required .  See a member service representative  for full details.

Investment Builder Certificate
If you don't want to put a $1,000 aside at one time, but would like to start a CD, this is the investment for you.

• 12 month term
• $100 minimum balance requirement to open
• Unlimited deposits, $10 minimum
• Earns an even higher interest rate through payroll deduction

Check out our rates.

Individual Retirement Account
A Neighbors Credit Union IRA Account is the perfect way to set aside funds while you earn a high rate of interest. Choose between a Traditional IRA, a Roth IRA, or a Coverdell Education Savings Account.

• Deposits by payroll deduction available
• Interest posted quarterly
• Additional $250,000 in NCUA insurance coverage
• Additional $250,000 of ESI insurance coverage
• Contributions may be tax deductible; consult your tax advisor
• Minimal annual fee
• IRA CD's available with terms from 12 - 84 months

Money Market Maximizer Account
At Neighbors Credit Union, our duty is to help our members maximize the return on their deposit dollars. Our focus is on what really matters: people, not excessive profits. You are now able to earn higher rates of return on our money market accounts than ever before. We will reward you with a higher rate of interest based on increased deposit balances you hold in your money market account. Maximize your earnings today with our new Money Market Maximizer tiered balance program. Check out the great rates for these tiers!

• $2,000 minimum balance required
• Unlimited deposits
• Interest posted monthly
• Direct deposit available
• ATM access
• Free personalized checks
• Three checks Free per month

If you would like more information on our Savings Accounts or an application, please send us an email or call us at 1-800-325-2697. Check out our great Savings Accounts rates while you are here. Here you belong.