Serving the financial needs of St. Louis City, St. Louis County, St. Charles County & Jefferson County. Trusted since 1928.
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Visa Platinum Breeze Credit Card

A Credit Card With No Surprises? We Think So.
Visa® Credit Cards from Neighbors Credit Union offer great rates with no hidden fees. We’ve built a powerful combination that allows you to access the global strength of Visa and the personal attention of Neighbors.

With our Visa Platinum Breeze Credit Card you'll enjoy:

  • Rates as low as 7.95% APR1
  • No annual or monthly fees
  • No balance transfer fees to your new Visa Platinum Breeze Credit Card for the first 30 days2
  • The option to add a personal photo on your card3
  • 24-hour online account access to view activity and make payments
  • Ability to set-up auto pay (minimum payment, full payment or a fixed amount payment)
  • Option to enroll in eStatements
  • Auto Rental Insurance Coverage
  • Debt Protection Coverage
  • Travel Accident Insurance up to $500,000
  • And more!


Why have your credit card through us? Because we weed out high rates and help you keep more green. Neighbors, where the grass is greener.



Visa Balance Transfer
Make your life easier by consolidating your debt over to our Neighbors Visa Platinum Breeze Credit Card. Click here to complete the form.



Design Your Own Card

Design Your Own Card

Why not express your personal style every time you use your Neighbors Visa Platinum Breeze Credit Card? Design Your Own Card3 lets you upload a personal photo from your computer, or choose a favorite image from our extensive card catalog. Either way, you'll have a card that expresses your personal style.

Log into your PCRITA (online banking) account, go to the credit card section and Design Your Own Card today! (View demo to see how it works.)



Apply For A Credit Card

There are several easy ways to apply for a Neighbors Visa Platinum Breeze Credit Card:

  • Online - Apply online and receive a response in seconds.
  • Phone - Call 1-888-207-5363 anytime of day, seven days a week.
  • Fax - Pick up a loan application from one of our locations and fax it to 314-892-9839.
  • Branch - Visit one of our locations and speak with a Member Service Representative.


1APR=Annual Percentage Rate. Rates and terms subject to change and subject to credit qualifications, as well as other factors. Click here to refer to credit card table for credit card disclosures. Membership eligibility required. Restrictions apply. Contact Neighbors Credit Union for details.
2Offer is not valid for current cardholders or on transfers between Neighbors Visa Platinum Breeze and Rewards Credit Cards. Valid for first 30 days after account opening. Restrictions apply.
3Photo cards have a $9.95 production fee. Membership eligibility required. Contact Neighbors Credit Union for details.

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Click for the BBB Business Review of this Credit Unions in Saint Louis MO Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. ESI: Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company. Equal Housing Opportunity