html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code, del, dfn, em, font, img, ins, kbd, q, s, samp, small, strike, strong, sub, sup, tt, var, b, u, i, center, dl, dt, dd, /*ol, ul, li,*/ fieldset, form, label, legend/*, table, caption, tbody, tfoot, thead, tr, th, td*/ {
	margin: 0;
	padding: 0;
	border: 0;
	outline: 0;
	font-size: 100%;
	vertical-align: baseline;
	background: transparent;
}
ul {
	list-style: none;
}
blockquote, q {
	quotes: none;
}
blockquote:before, blockquote:after,
q:before, q:after {
	content: '';
	content: none;
}

/* remember to define focus styles! */
:focus {
	outline: 0;
}

/* remember to highlight inserts somehow! */
ins {
	text-decoration: none;
}
del {
	text-decoration: line-through;
}

/* tables still need 'cellspacing="0"' in the markup */
table {
	border-collapse: collapse;
	border-spacing: 0;
}

body {
	background: #fff;
	color: #565656;
	text-align: center;
}
body, table, td, div {
	line-height:normal;
	font:9pt Arial, Helvetica, sans-serif;
}
	
a:link, a:visited {	
	color:#4883a0;
	text-decoration: underline;
	}
a:hover, a:active {
	color:#4883a0;
	text-decoration: none;
	}
	
a img { border: none; }

a.selected, a:link.selected, a:visited.selected {
	text-decoration: underline !important;
}

sup {
	font-size: 80%;
	vertical-align: super;
	}
sub {
	font-size: 80%;
	vertical-align: sub;
	}
span.smallCaps {
	font-variant: small-caps;
}
h1 {
	/*position: absolute;
	left: -1000px;	*/
	margin-left:1px;
}
h2, #calccontent h1, #calccontent h1 center {
	font-family: georgia, times, serif;
	color: #86ab2e;
	font-size: 14pt;
	font-weight: normal;
	margin: 10px 0;
}
h3 {
	font-family: georgia, times, serif;
	color: #00265c;
	font-size: 11pt;
	font-weight: bold;
	margin: 10px 0;
}
h4 {
	font-family: georgia, times, serif;
	color: #559bbe;
	font-size: 9pt;
	font-weight: bold;
	margin: 10px 0;
}

p {
	padding: 0 0 12px 0;
	margin: 0px 0;
}
ul, ol { 
	margin: 0 0 10px 0;
	}
* html ul, * html ol { 
	margin: 0 0 10px 30px;
	}
ul ul, ol ol { 
	margin: 2px 0 2px 30px;
	padding: 0;
	}
ul li {
	list-style-image: url(../images/bullet.gif);
}
ol li {
	list-style-type: decimal;
	
}

table {
	/*margin-left: 30px;*/
	font-size: 100%; /* IE inheritance fix */
}

.tableheader, .tableheader td {
	font-weight: bold;
	color: #86ab2e;
	font-size: 10pt;
	vertical-align: bottom;
	padding-right: 10px;
	}
	
th {
	background-color:#c3daec;
	color:#4883a0;
	padding: 3px;
}
	
.tablecontent1 {
	background-color:#fff;
}
	
.tablecontent2 {
	background-color:#e6f1fa;
}
.ratestable {
	border: 1px solid #4883a0;
	}
.ratestable td.tablecontent1, .ratestable td.tablecontent2 {
	border: 1px solid #4883a0;
	}

.faqQ, .faqA { 
	font-weight: bold;
	}

.faqQ { 
	color:#86ab2e;
	font-size: 14pt;
	font-family: georgia, times, serif;
	}
.faqA { 
	color:#4883a0;
	font-size: 14pt;
	font-family: georgia, times, serif;
	}
	
.xsmall {
    font-size:.8em; 
	}
.small {
    font-size:.9em;
	}
.medium {
    font-size:1em;
	}
.large {
    font-size:1.1em;
	}
.xlarge{
    font-size:1.2em;
	}

.special3 {
	}
.special2 {
	}
.special1 {
	}

.disclaimer {
	font-style:italic;
	color:#99c2da;
}
	
.required {
	color:#7c7c7c;
}
	
.appfield1 {
	border:2px solid #bbcada;
	background-color:#fff;
	color: #74a8c5;
}	
.appfield2 {
	border:2px solid #bbcada;
	background-color:#e6f1fa;
	color: #356075;
}

hr  {
	background: #dae1ec;
  	border: 0;
  	color: #dae1ec;
  	height: 1px;
	margin: 0;
	}
	
/* =LAYOUT =DISTYLES */

.floatLeft {
	float: left;
	margin: 0 10px 10px 0;
}
.floatRight {
	float: right;
	margin: 0 0 10px 10px;
}

a img {
	border: none;
	text-decoration: none;
}

/* suggested order for properties [ based on mozilla.org ] */
/* 

display
list-style
position
float
clear
width
height
min-width
min-height
margin
padding
border
background [ color, image, repeat, attachment, position, inherit ]
color
font
text-decoration
text-align
vertical-align
white-space
other text

 */

/* rule to show div borders */
div {
	
	}

.clearfloat {
	clear: both;
	height: 1px;
	}

.page {
	width: 990px;
	margin: 0 auto;
	text-align: center;
	}
/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  Masthead  :::::: */
.mast {
	margin: 0 auto;
	text-align: left;
	width: 960px;
	height: 111px;
	position: relative;
	}
.logo {
	width: 185px;
	height: 88px;
	position: absolute;
	top: 17px;
	left: 14px;
	}
.slogan {
	width: 318px;
	height: 32px;
	position: absolute;
	top: 68px;
	left: 201px;
	}
.uti {
	color: #356075;
	height: 30px;
	vertical-align: top;
	text-align: right;
	font-size: 8pt;
	position: absolute;
	top: 10px;
	right: 20px;
	}
.uti a:link, .uti a:visited {	
	text-decoration: none;
	color: #356075;
	font-size: 8pt;
	}
.uti a:hover, .uti a:active {
	text-decoration: underline;
	color: #356075;
	font-size: 8pt;
	}
.btnRates {
	width: 133px;
	height: 45px;
	position: absolute;
	bottom: 15px;
	right: 40px;
	}
.btnBusiness {
	width: 133px;
	height: 45px;
	position: absolute;
	bottom: 15px;
	right: 183px;
	}
/* :::::::::::::::::::::::  NavMain  ::::::::::::::::::::::: */
.navMain {
	width: 990px;
	height: 41px;
	margin: 0 auto;
	padding: 0;
	text-align: center;
	background:url(../images/nav_bg.gif) top no-repeat;
	}
.navMain ul, .navMain li {
	list-style: none;
	margin: 0;
	padding: 0;
	display: inline;
	}
.navMain li {
	margin: 0;
	padding: 0 4px 0 0;
	}
.navMain li img {
	margin: 0 0 -3px -3px;
	padding: 0;
	}
.navMain a, .navMain a:link, .navMain a:visited, .navMain a:hover, .navMain a:active {
	cursor: default; /* no longer clickable, but should stay as a link for coolmenus */
	}

/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  Content  :::::: */
.contentWrap {
	background: url(../images/bg_page.gif) repeat-y;
	margin: 0 auto;
	width: 990px;
	}
.content {
	background: url(../images/bg_fence.jpg) no-repeat bottom center;
	margin: 0 auto;
	width: 990px;
	text-align: left;
	}
*:first-child+html .content {
	padding-bottom: 57px;
}
* html .content {
	padding-bottom: 57px;
}
	
/* :::::::::::::::::::::::  Left  ::::::::::::::::::::::: */
.contentL {
	float: left;
	width: 674px;
	display: inline;
	margin-left: 15px;
	}
.promoMain {
	width: 659px;
	height: 156px;
	}
/* :::::::::::::::::::::::  News  ::::::::::::::::::::::: */
.neighborsNewsWrap {
	margin: 5px 0 0 15px;
	width: 341px;
	float: left;
	display: inline;
	padding-bottom: 125px;
	}
* html .neighborsNewsWrap {
	padding-bottom: 65px;
	}
*:first-child+html .neighborsNewsWrap {
	padding-bottom: 65px;
	}
	
.ttlNews {
	position: relative;
	top: -5px;
	left: 10px;
	}
.neighborsNews {
	width: 341px;
	background: #e6f1fa;
	float: left;
	display: inline;
	position: relative;
	}
.moreNews {
	position: absolute;
	top: -4px;
	right: 15px;
	color: #4883a0;
	}
.moreNews a:link, .moreNews a:visited {	
	text-decoration: underline;
	color: #4883a0;
	font-size: 8pt;
	}
.moreNews a:hover, .moreNews a:active {
	text-decoration: none;
	color: #4883a0;
	font-size: 8pt;
	}
.newsContent {
	width: 317px;
	color: #565656;
	margin: 0 0 5px 13px;
	}
/* :::::::::::::::::::::::  Rates  ::::::::::::::::::::::: */
.hotRatesWrap {
	margin: 5px 0 0 15px;
	width: 278px;
	float: left;
	display: inline;
	padding-bottom: 125px;
	}
* html .hotRatesWrap {
	padding-bottom: 65px;
	}
*:first-child+html .hotRatesWrap {
	padding-bottom: 65px;
	}
.ttlRates {
	position: relative;
	top: -5px;
	left: 10px;
	}
.hotRates {
	width: 278px;
	background: #e6f1fa;
	float: left;
	display: inline;
	position: relative;
	}
.seeAll {
	position: absolute;
	top: -4px;
	right: 15px;
	color: #4883a0;
	}
.seeAll a:link, .seeAll a:visited {	
	text-decoration: underline;
	color: #4883a0;
	font-size: 8pt;
	}
.seeAll a:hover, .seeAll a:active {
	text-decoration: none;
	color: #4883a0;
	font-size: 8pt;
	}
.hotRates table {
	width: 251px;
	position: relative;
	top: -5px;
	left: 13px;
	margin-left: 0;
	}
.hotRates table td {
	padding: 6px 0 0 0;
	border-bottom: 1px #d8e7f4 solid;
	}
.ratesLeft {
	font-weight: bold;
	color: #565656;
	font-size: 8pt;
	}
.hotRates strong {
	color: #427893;
	}
	
/* :::::::::::::::::::::::  Right  ::::::::::::::::::::::: */
.contentR {
	float: right;
	width: 278px;
	}
#back .contentR {
	margin-bottom: 115px;
	}
	
/* :::::::::::::::::::::::  OB  ::::::::::::::::::::::: */
.loginWrap {
	margin: 15px 0 0 0;
	width: 278px;
	float: left;
	display: inline;
	padding-bottom: 125px;
	position: relative;
	left: -27px;
	}
.loginOB {
	background: #e6f1fa;
	text-align: left;
	}
.ttlOB {
	position: relative;
	left: 15px;
	}
.loginOB form {
	margin: 5px 0 0 35px;
	padding: 0;
	color: #74a8c5;
	font-weight: bold;
	font-size: 8pt;
	text-align: left;
	}	
.loginOB a:link, .loginOB a:visited {	
	font-weight: normal;
	text-decoration: underline;
	color: #d1d1d1;
	}
.loginOB a:hover, .loginOB a:active {
	font-weight: normal;
	text-decoration: none;
	color: #d1d1d1;
	}
.userField {
	color: #979797;
	font: 9pt 'Trebuchet MS';
	position: relative;
	top: 0;
	left: 0;
	height: 19px;
	width: 185px;
	margin: 0;
	padding: 0 0 0 2px;
	border: 2px #bbcada solid;
	vertical-align: middle;
	}
* html .userField {
	height: 22px;
	width: 190px;
	}
*:first-child+html .userField {
	height: 22px;
	}
.passField {
	color: #979797;
	font: 9pt 'Trebuchet MS';
	position: relative;
	top: 0;
	left: 0;
	height: 19px;
	width: 115px;
	margin: 0;
	padding: 0 0 0 2px;
	border: 2px #bbcada solid;
	vertical-align: middle;
	}
* html .passField {
	height: 22px;
	width: 120px;
	}
*:first-child+html .passField {
	height: 22px;
	}
	
.obLinks {
	color: #4883a0;
	font-size: 8pt;
	font-weight: normal;
	position: relative;
	left: 35px;
	}
.obLinks a:link, .obLinks a:visited {	
	text-decoration: underline;
	color: #4883a0;
	font-weight: normal;
	font-size: 8pt;
	}
.obLinks a:hover, .obLinks a:active {
	text-decoration: none;
	color: #4883a0;
	font-weight: normal;
	font-size: 8pt;
	}
.obLinks img {
	width: 245px;
	position: relative;
	left: -20px;
	margin: 0;
	padding: 0;
	}
	
.btnOb {
	position: absolute;
	top: 97px;
	left: 180px;
	}

/* :::::::::::::::::::::::  DD  ::::::::::::::::::::::: */
.contentBackWrap {
	background: url(../images/bg_page_back.gif) repeat-y;
	margin: 0 auto;
	width: 990px;
	text-align: left;
	}

.dropdownWrap {
	width: 238px;
	margin: 20px 0 0 20px;
	}
.dropdownWrap img {
	margin-top: 5px;
	}

.backHead {position:relative; height:100px}
.backHeadUtil {
	position:absolute;
	bottom:6px;
	right:23px; /* was 13px */
	text-align:right;
}
	
.foot {
	width: 960px;
	margin: 0 auto;
	}
.footL {
	float: left;
	text-align: left;
	width: 300px;
	vertical-align: middle;
	color: #569bbe;
	font-size: 7.5pt;
	line-height: 15pt;
	}
.footL a:link, .footL a:visited {	
	text-decoration: none;
	color: #569bbe;
	font-weight: normal;
	font-size: 7.5pt;
	}
.footL a:hover, .footL a:active {
	text-decoration: underline;
	color: #569bbe;
	font-weight: normal;
	font-size: 7.5pt;
	}
.footM {
	float: left;
	width: 90px;
	vertical-align: middle;
	margin-top: 5px;
	}
.footR {
	text-align: right;
	float: right;
	vertical-align: middle;
	margin-top: 5px;
	}
.footR img {
	vertical-align: top;
	margin-left: 20px;
	}
	
/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  Back  :::::: */	
.backContentL {
	width: 599px;
	background: #FFF;
	padding: 10px 30px 1px 30px;
	/*margin-bottom: 146px;
	margin-bottom: 125px;*/
	}
* html .backContentL {
	width: 659px;
	background: #FFF;
	padding: 10px 30px 1px 30px;
	/*margin-bottom: 146px;
	margin-bottom: 125px;*/
	}
.backContentL ul, .backContentL ul li {
	list-style-image: url(../images/bullet.gif);
	}
.btnContent {
	margin: 10px 0;
	}
.capContentBack {
	margin-bottom: -16px;
	margin-left: 1px;
	/*position: relative;
	top: -130px;
	left: 16px;*/
	}
	
.loginWrapBack {
	margin: 15px 0 0 0;
	width: 278px;
	float: left;
	display: inline;
	position: relative;
	left: -27px;
	}
.loginOBBack {
	background: #e6f1fa;
	text-align: left;
	padding-bottom: 10px;
	}
.ttlOBBack {
	position: relative;
	left: 15px;
	}
.obLinksBack {
	color: #4883a0;
	font-size: 9pt;
	font-weight: normal;
	width: 150px;
	position: relative;
	left: 25px;
	top: 10px;
	}
.obLinksBack a:link, .obLinksBack a:visited {	
	text-decoration: underline;
	color: #4883a0;
	font-weight: normal;
	font-size: 9pt;
	}
.obLinksBack a:hover, .obLinksBack a:active {
	text-decoration: none;
	color: #4883a0;
	font-weight: normal;
	font-size: 9pt;
	}
.btnObBack {
	position: absolute;
	width: 62px;
	height: 26px;
	top: 50px;
	right: 15px;
	}
	
.inThisSectionWrap {
	background: #f1f6fc;
	text-align: left;
	}
.sectionHed {
	margin: 0 0 10px 20px;
	padding: 25px 0 0 0;
	}
.sectionImg {
	float: right;
	display: inline;
	margin: 10px;
	padding: 0 13px 0 30px;
	position: relative;
	top: -20px;
	}
.inThisSection {
	width: 236px;
	text-align: left;
	}
.inThisSection ul {
	margin: 10px 0 0 20px;
	padding: 0 0 20px 0;
	}
.inThisSection ul li { 
	background: url(../images/section_star.gif) no-repeat right bottom;
	list-style-image: none;
	list-style-type: none;
	font-weight: bold;
	font-size: 11pt;
	border-bottom: 1px #cadeee solid;
	margin: 0 0 5px 0;
	padding: 5px 5px 5px 0;
	}
.inThisSection a:link, .inThisSection a:visited {	
	text-decoration: none;
	color: #43809d;
	font-weight: bold;
	font-size: 11pt;
	}
.inThisSection a:hover, .inThisSection a:active {
	text-decoration: underline;
	color: #43809d;
	font-weight: bold;
	font-size: 11pt;
	}
.indentedTable {
	margin-left:75px;
}
.indentedImage {
	margin-left:30px;
}
.sideImage {
	margin-right:10px;
	border:0;
	float:right;
}
.resourceText {
	width:475px;
}
	
#ex_dis {
	display:none;
	width:400px;
	float:center;
	padding:10px;
	background-color:#FFFFFF;
	position:absolute;
	z-index:10000;
	margin-top:100px;
	border-width:2px;
	border-style:solid;
	border-color:#D5E5F2;
	margin-left:290px;
	overflow: hidden;
}

.bannerWrapper {
	position: absolute;
}

* html .bannerWrapper {
	width: 10px;
	height: 10px;
}

#hpaBanner {
	width: 165px;
	height: 100px;
	position: relative;
	top: 330px;
	left: 30px;
}

*:first-child+html #hpaBanner {
	left: -246px;
}

* html #hpaBanner {
	top: -115px;
	left: 31px;
}