Neighbors Credit Union
We believe it's only right to help each other do the right thing because that's what being Neighbors is all about. We want you to have the best protection and peace of mind. That's why we have made it possible to purchase the following types of insurance. If you are interested in any insurance coverage please feel free to contact us. Here you belong.
NCUA Insurance
Your credit union is insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA), which is protected by federal deposit insurance. At Neighbors Credit Union, your individual savings accounts are insured to at least $250,000, regardless of the number of accounts you may have, just as with FDIC coverage at banks. The Emergency Economic Stabilization Act of 2008 (passed on October 3, 2008) increased the insurance coverage on all accounts to at least $250,000 until December 31, 2009. NCUSIF's increased the insurance limit to $250,000 for retirement accounts, which was effective April 1, 2006.
Excess Share Insurance
Neighbors Credit Union provides you with peace of mind that no bank in the area can match. Through our affiliation with the Excess Share Insurance Corporation (ESI), a subsidiary of American Share Insurance, we offer an exceptional level of protection. ESI provides members to at least $250,000 in coverage, in addition to the $250,000 of share deposit insurance protection and to at least $250,000 of retirement account insurance protection from the National Credit Union Administration (NCUA). We now insure your savings accounts through a combination of federal and private insurance to at least $500,000 and your Individual Retirement Accounts to at least $500,000.
Accidental Death and Dismemberment Insurance (AD&D)
As a valued member of the credit union, you are entitled to receive $2,000 of accidental death and dismemberment coverage. Simply by asking for it! Click here to request your free coverage today!
Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection will protect you from serious financial loss in case your vehicle is totaled or stolen. GAP will pay the difference between the actual cash value of the vehicle and the outstanding loan or lease at the time of the loss, less certain deductions.
Long Term Care Insurance
Long Term Care Insurance is an important topic. Luckily, Neighbors Credit Union provides access for you to learn all about it. Perform a personal needs assessment, determine state costs for various care plans, obtain quick pricing quotes from multiple carriers, personalize benefits, and much more on this interactive website. To check it out yourself, click here.
Mechanical Repair Coverage (MRC)
Mechanical Repair Coverage helps pay for covered repairs on your car when that unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from the cost and inconvenience of covered breakdowns. Plus, have peace of mind with the plan's 24-hour roadside assistance, towing, emergency travel expense and rental reimbursement.
MEMBERS Auto & Homeowners Insurance*
As a Neighbors Credit Union member, you now have access to special discounts on customized protection plans with MEMBERS Auto and Homeowners Insurance. You'll also enjoy 24-7 claims service, guaranteed rates for 12 months, and convenient payment options. Get a free no-obligation auto quote today. You can also call toll free at 1-888-380-9287. Or if you prefer to discuss your insurance needs in person, call 1-877-291-4509 to schedule an appointment with a local licensed insurance professional.
*Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not insured by the NCUSIF or guaranteed by your credit union. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by Neighbors Credit Union.
Payment Protection Credit Insurance (Credit Life and Disability Insurance)
Sometimes an unforeseen accident or illness can occur and cause great financial strain. But you can be prepared. With Payment Protection Credit Insurance, if you are under the doctors' care and off work for more than 14 days, your loan payment will be paid in full up to $850 per month. Or in the unfortunate instance of death, you can rest in peace knowing your family members will not have to worry about the outstanding loan payments building up. The balance of your covered loans will be paid in full.
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