Checking Rates
| Checking Accounts2 | Minimum Balance | Dividend Rate | APY1 |
|---|---|---|---|
1 APY = Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce earnings on the account.
2The APY is accurate as of 01/01/2012
3Maximum balance to earn high rate is $25,000. Balances above $25,000 earn a dividend rate of 0.15% APY. Direct deposit, eStatements, online banking, debit card with 12 signature-based transactions, and a Neighbors Visa credit card is required. If requirements are not met within 90 days of account opening or they are not maintained the account will be converted to a Basic Green Checking account, which will earn a dividend rate of 0.15% APY on the entire balance. A $10 fee will be charged if the balance drops below $10,000 at any time during the month. Rates accurate as of 01/01/12.
4Maximum balance to earn high rate is $10,000. Balances above $10,000 earn a dividend rate of 0.15% APY. Direct deposit, eStatements, online banking, debit card with 15 signature-based transactions, and a Neighbors Visa credit card is required. If requirements are not met within 90 days of account opening or they are not maintained the account will be charged a $5 monthly fee. Rates accurate as of 01/01/12.
5Maximum balance to earn high rate is $10,000. Balances above $10,000 earn a dividend rate of 0.15% APY. Direct deposit, eStatements, online banking and a debit card with 18 signature-based transactions is required. If requirements are not met within 90 days of account opening or they are not maintained the account will be charged a $5 monthly fee. Rates accurate as of 01/01/12.
6 A fee of $10 will be charged if the balance on the High Interest Checking account falls below the $2,500 minimum balance.










