Savings and Club Rates
| Savings2 | Minimum Balance | Dividend Rate | APY1 |
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| Club Accounts1 | Minimum Balance | Dividend Rate | APY1 |
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1 APY = Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce earnings on the account. The APY is accurate as of 04/05/13.
2 The APY for share account is accurate as of the last dividend declaration date of 03/31/13.
3 Withdrawals in excess of two per calendar quarter are charged a $25 fee each time.
4 Prime Rate Accounts are no longer available.

