Serving the financial needs of St. Louis City, St. Louis County, St. Charles County & Jefferson County. Trusted since 1928.
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Mortgage Rates

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Home Equity Rates

Home Equity Loans APR without checking
& direct deposit1
APR with checking
& direct deposit1

1APR = Annual Percentage Rate.The APRs shown are the lowest available. Rates and terms subject to credit qualifications, other factors and can change at any time.

2Rates accurate as of 05/01/12. Intro Rate is applicable for first year of loan. Rate is subject to change and is subject to credit qualifications. No additional discounts. Had there not been a rate discount, the applicable rate would have been 5.50% APR. The APR will adjust annually during the life of the loan based on Prime Rate published in The Wall Street Journal plus a margin which is based on creditworthiness. Maximum APR is 15%. If loan is paid off and closed within 24 months from opening of loan, member must reimburse the credit union for fees paid. Consult a tax advisor concerning tax-deductibility. Refinancing of current Neighbors Credit Union HELOCs is ineligible. Other rates and terms available. Membership eligibility required. Contact Neighbors Credit Union for details.

3Rates accurate as of 05/20/13. The APRs shown are the lowest available. Rates and terms subject to credit qualifications, other factors and can change at any time. Rate is for a Home Equity Closed End Fixed Rate First Lien loan. Refinancing of existing Neighbors Credit Union loans ineligible unless an additional advance of at least $40,000 is taken. Rate includes .25% discount for 80% or less loan to volume. If loan is paid off and closed within 24 months from opening of loan, member must reimburse the credit union for fees paid. Consult a tax advisor concerning tax deductibility. Additional rates and terms are available. Membership eligibility required. Restrictions apply. Contact credit union for full details.

4Rates accurate as of 05/01/12. Rate is for a second lien loan. No refinances of existing balances qualify for these rates. If loan is paid off and closed within 24 months from opening of loan, member must reimburse the credit union for fees paid. Consult a tax advisor concerning tax-deductibility. Additional rates and terms are available. Membership eligibility required. Restrictions apply. Contact credit union for full details on all offers.


 

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Click for the BBB Business Review of this Credit Unions in Saint Louis MO Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. ESI: Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company. Equal Housing Lender