Certificates of Deposit (CD)

A Neighbors Credit Union CD is a great alternative to the unpredictable stock market. Invest as little as $1,000 and enjoy terms from six to 84 months. Interest earned can be posted either monthly or quarterly and you can choose whether to have the dividend check sent to your home, deposited into your checking account or compounded until the end of the certificate term.

IRA CDs are also available with terms from 12 to 84 months.

Investment Builder CD

If you don’t have $1,000 to set aside at one time, but would still like to earn a higher rate of interest than a regular Savings Account, this is the investment for you. For a $100 minimum balance, you can enjoy a 12-month term and make unlimited deposits ($10 minimum). This special certificate even earns a higher interest rate if deposits are made regularly through payroll deduction.

Cash Stash & Money Zone CDs

These CDs are exclusively for our Camp Cash (kids club) and My.Bux (teen club) account holders. These 12-month CDs can be opened with as little as $100 and you can make unlimited deposits ($10 minimum).

With the combination of federal and private insurance, Neighbors Credit Union currently insures your deposit accounts to at least $500,000 and your Individual Retirement Accounts to at least $500,000!