Vehicle Loans

Think All Auto Loans Are The Same? Don’t Bank On It.

When it comes to auto loans, there’s something just a little bit better, right down the road. Sure we offer low rates, flexible terms and affordable payments, but at Neighbors, that’s just the beginning. We start by finding out what want and what you need, and then finding the right loan to suit your lifestyle. A friendly and easier answer, right in your own backyard. Because when you get behind the wheel of a new loan, the last thing it should do is drive you crazy.

Auto, Boat, Motorcycle and RV Loans

What if you had a low cost loan in your back pocket before you ever sat down with the dealer’s finance manager? Not just a great rate for a new or used vehicle, but no hidden or extra fees? Now you can, because you’ve got Neighbors. Where we’re always right on the money. Get pre-approved today—and get ready to drive.

We offer our members the best possible vehicle loans. You can enjoy:

• Low rates
• Affordable payments
• Terms ranging from 36 to 84 months (restrictions apply)
• Pre-approval and a fast turnaround time

Plus, you can receive a 0.25% discount on auto loans (excludes specials) when you use payroll deduction to make payments and have a Neighbors checking account and direct deposit!¹

Save even more money by taking advantage of any dealer rebate (passing on their 0% financing gimmick) and finance the remaining balance with Neighbors. With our partnership with Credit Union Lending System (CULS), you can finance directly at the dealership - for free!

Refinance Your Auto Loan

Have you already financed a new vehicle somewhere else? We can look at your current rate and monthly payment and determine if we can lower both. Because a lower payment is important - but so is the total cost of your financing. (And the higher your rate, the more your total cost of financing is.) It’s not too late to refinance, and it’s easy to get the best deal possible.

• Low rates
• No payments for 45 days¹ 
• Flexible terms
• No pre-payment penalties
• Convenient Payroll Deduction available

Apply For A Loan

There are several easy ways to apply for a Neighbors Credit Union loan.

• Online - Apply online and receive a response in seconds. 
• Phone - Call 1-888-207-5363 anytime of day, seven days a week.
• Fax - Pick up a loan application from one of our locations and fax it to 314-892-9839.
• Branch - Visit one of our locations and speak with a Member Service Representative.

¹APR=Annual Percentage Rate. Rates accurate of 01/01/2012. Rates and terms subject to change at any time and subject to credit qualifications and other factors. Rates based on 36-month term. Other rates and terms available. Interest will continue to accrue during deferral period. Offer does not apply to financing or refinancing a Neighbors Credit Union auto loan. Membership eligibility required. Restrictions apply. Contact credit union for full details on all offers.