Home Loans
Dream Loans for Dream Homes
The Neighbors Team is here for you with great home loan rates, expert advice and personalized, friendly service throughout the entire home loan process. We’ll be with you from application to closing and beyond- it’s just what you expect from a great Neighbor!
Purchasing a Home
If you are ready to upsize, downsize, or first-time home buy, financing your dream house is made easy when you turn to your Neighbors. There are several benefits and services including:
- Up to 100% financing
- FHA loans available
- 100% virtual mortgage loan process available
- Communication from a loan officer throughout the entire transaction
- Portfolio lending to assist those with more challenging situations
- Residential investment property loans
Refinancing Your Home
Looking to refinance? Neighbors can help! Refinancing your home can help reduce your interest rate, eliminate PMI, or get cash out to consolidate debt. Give us a call today at 314-892-5400.
100% Financing
making it easy to get that new homeowner feeling
100% financing makes it easier than ever to get in the home of your dreams. With your Neighbors, you’ll find 100% financing available on owner-occupied single family residences and warrantable condo purchases.
This 100% financing option requires $1,000 minimum out-of-pocket expenses towards closing costs or escrow, plus two months principle, interest, taxes, insurance, and association (PITIA) reserves. Gift funds and non-owner occupant co-borrowers are excluded. Sound interesting to you? Give us a call at 314-892-5400 or click to learn more.
Investment Property Mortgage
Are you interested in purchased an investment property? In many situations, a conventional mortgage can be used to purchase a residential property with fewer than five units. This includes single-family homes and up to a fourplex.
Connect with a Neighbors Credit Union mortgage expert to discuss your goals and particular situation.
Mortgages loans available for properties in Missouri or Illinois only. Interest rate and fees available are based on underwriting criteria including credit history, property type, and loan to value. Rates and terms are subject to change without notice. Please call 314-892-5400, for details on all products. All loans are subject to approval. NMLS #509288