Checking Accounts

At Neighbors, we have a simple purpose: to make the financial lives of our members easier and less expensive. Our checking account is no exception.

Plus, with checking and direct deposit, you are eligible for extra discounts on other credit union products.


Classic Checking

With the Classic Checking Account there are no minimum balance requirements, no per-check fees, and no monthly fees.



High Interest Checking

A High Interest Checking Account will reward you for keeping a higher checking balance and having direct deposit. To earn interest, you simply need to maintain a minimum balance of $2,500 and have a direct deposit going into the account.2 Interest earned is posted monthly to the account. And, our High Interest Checking account comes with one free annual box of checks!3

Visit one of our branches and open your High Interest Checking today! Have questions? Call 314-892-5400 or email


Benefits Plus Checking

This special checking account features many unique benefits, earns you interest, and there are no minimum balance requirements or per-check fees.4 And, our Benefits Plus Checking account comes with free, unlimited checks!3

  • Take advantage of the special services
  • Everyday Rebate Rewards
  • Everyday Cash Savings
  • Identity Fraud Support Services
  • Payment Card Protection
  • $100,000 Common Carrier Accidental Death Insurance
  • $10,000 Accidental Death Insurance
  • $5,000 Identity Theft Insurance

Visit one of our branches and open your Benefits Plus Checking today! Have questions? Call 314-892-5400 or email


Business Checking

Our selection of checking accounts also include three business checking accounts. Click here to learn more about the business checking accounts we offer.


Switch Kit

Do you want to switch your checking account to Neighbors, but are afraid it will be too much trouble? Don't worry! We are here to help make it an easy transition. Click here to download our easy-to-use switch kit. It contains instructions and forms on redirecting your direct deposit and automatic payments, as well as tips on closing your old checking account. And, if you have any additional questions or need more help, feel free to contact us. We always put people before profits, because that's what being Neighbors is all about.

Neighbors Routing Number: 281082384


With the combination of federal and private insurance, Neighbors Credit Union currently insures your deposit accounts to at least $500,000 and your Individual Retirement Accounts to at least $500,000!


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1Message and data rates may apply from your wireless carrier. Must be enrolled in online banking to activate.
2A $10 fee will be applied if the balance falls below the minimum.
3The Benefits Plus Checking account receives unlimited free checks. The High Interest Checking account receives one annual box for free.
4There is a $5 monthly fee for this account.