Neighbors Credit Union is expanding your savings potential with S.M.A.R.T., the Student Money Awareness and Readiness Track. S.M.A.R.T. will teach money management skills from ages 0-22, taking them from youth through young adulthood. We want to give you the right foundation!

Camp Cash members are automatically enrolled and ready to receive perks and benefits! My.Bux members already have a savings account as a member of Neighbors Credit Union, and can easily enroll in S.M.A.R.T. by calling a Live Agent at 314-892-5400, to start collecting benefits.

S.M.A.R.T. members will watch their savings grow fast, especially with a 10.00% APY1 on the first $1,000.00 you deposit into your account!

In addition to that amazing rate, we have something for everyone:

Ages 0-12 | Starting Out

  • Games, comics and helpful hints about all things saving
  • Entertaining videos about money, saving and spending
  • Events for the whole family to enjoy
  • Your Camp Cash coins are still redeemable while supplies last

Ages 13-22 | Young Adults

  • Checking account and debit card
  • Eligibility for first-time car loan rate discount
  • Scholarship Opportunities
  • Build Credit Score
  • Access to Payment Apps
  • Elements of Money


And, since we want you to get the most out of your S.M.A.R.T. account as you get older, be sure to:


Want access to all the amazing offers and a great rate? Become a S.M.A.R.T. saver today! Visit any one of our Member Service Representatives to open one today.



College Planning Center





Student Loans




College Planning Center



2020 Scholarship Contest

Our scholarship applications have been accepted for 2020. Be sure to check out the Scholarship Search tool in our College Planning Center for help seeking out other scholarships!

Clarence Hagemann Scholarship (served 41 years): Clarence Hagemann was appointed to the Board of Directors in January 1965 to fill the vacant seat of Secretary/Treasurer. Mr. Hagemann served in this position until October 1979 when he filled the Chairman of the Board vacant seat. Mr. Clarence Hagemann was Chairman until his resignation in January 2006.

Harry Sommers Scholarship (served 30 years): Mr. Sommers, a retiree from the US Postal Service Financial Department, was elected onto the Supervisory Committee in March 1985. He served on this committee until he was elected onto the Board of Directors in January 1989. Mr. Sommers served on the Board of Directors until his resignation in January 2011.

Lynn Beckwith Scholarship (served 25 years): Mr. Lynn Beckwith was elected to serve on the Credit Committee in October 1971. In 1979 Mr. Beckwith became the Chairperson of the Credit Committee until 1986 when he filled a vacant seat on the Board of Directors. Mr. Beckwith served on the Board of Directors until May 1997 when he resigned from the board.

Adell Allen Scholarship (served 25 years) Mr. Adell Allen was elected to serve on the Board of Directors January 1990. He served in this position until elected as Chairman of the Board of Directors in February 2006. Chairman Allen served in this position until June 2014 when he stepped down as Chairman. Mr. Allen served as a Director of the Board until his resignation from the board in May 2015. Mr. Allen is retired from the US Postal Service as a Maintenance Manager.

To be eligible for this contest you must be a Neighbors member, be 19 years old or younger, be attending college in the autumn of 2020, complete an application and write an essay. 

1APY = Annual Percentage Yield. 10.00% interest rate only applies to the first $1,000.00 in the account balance. All additional balances will have a 0.25% APY. All S.M.A.R.T. program offers are open for members ages 0 – 22 only. Restrictions apply. Visits for full program details.

With the combination of federal and private insurance, Neighbors Credit Union currently insures your deposit accounts to at least $500,000 and your Individual Retirement Accounts to at least $500,000!