Vehicle Loans

Auto Loans

Whether you're applying for a new auto loan or an auto refinance loan, it's nice to know that at Neighbors, our only goal is to get you to the best possible solution. Neighbors is not-for-profit, which gives us the freedom to do what's right for you. It's just the way we're driven.

Auto Loan Refinance Special 

Have you already financed a new vehicle somewhere else? We can look at your current rate and monthly payment and determine if we can lower both. Auto loan refinance can lower your payment and the total cost of your financing. (And the higher your rate, the more your total cost of financing is.) It's not too late to refinance, and it's easy to get the best deal possible.

• Auto Loan Refinance rates as low as 1.99% APR for 36 months and earn an extra $100¹
• Make no payments for 120 days or extend your term for 6 months at the same interest rate²
• A quick approval process and minimal paperwork
• No pre-payment penalties
• And more

Apply

New Auto Loans

Save even more money by taking advantage of any dealer rebate (passing on their 0% financing gimmick) and finance the balance with Neighbors. With our partnership with Credit Union Lending System (CULS) and Enterprise Car Sales, you can finance directly at the dealership - for free!

• New auto loan rates as low as 1.99% APR for 36 months³
• Make no payments for 120 days or extend your term for 6 months at the same interest rate²
• A quick approval process and minimal paperwork
• No pre-payment penalties
• And more

Finance directly with the dealer:

• Credit Union Lending Systems (CULS): Finance at the dealership with Neighbors Credit Union with Credit Union Lending System (CULS). You'll receive our low rates and have all the paper work done right at the dealership!
• Enterprise Car Sales: Looking for quality, pre-owned vehicles? Then, check out Enterprise Car Sales . You'll receive no-haggle pricing, well-maintained used cars, a 12-month/12,000-mile warranty, a 7-day buy back policy, and 100% financing. You'll also enjoy Neighbors Credit Union's low rates, flexible terms and financing. View available vehicles and locations today!

Apply

Boat, Motorcycle & Recreational Vehicle Loans

We understand that transportation doesn't have to be boring. That's why we offer financing on boats, motorcycles and recreational vehicles too. Our vehicle loans offer competitive rates and flexible terms, so you'll be traveling in style in no time!

Apply for a Vehicle Loan

There are several easy ways to apply for a Neighbors Credit Union vehicle loan.

• Online - Apply online and receive a response in seconds.
• Mobile App - Apply on our mobile banking app and receive a response in seconds
• Phone - Call 1-888-207-5363 any time of day, seven days a week.
• Fax - Pick up a loan application from one of our locations and fax it to 314-892-9839.
• Branch - Visit one of our locations and speak with a Member Service Representative.

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¹ APR=Annual Percentage Rate. Rates accurate 03/01/2020, and valid for a limited time only. Rates and terms are subject to credit qualifications. Rate based on a 36-month term. Financing $10,000 at 1.99% APR for 36 months would be $286.38 a month. 1.99% APR includes checking, direct deposit and automated payment discounts. All rates shown are 0.25% higher without special offer, checking, direct deposit and automated payment. Offer does not apply to financing or refinancing a Neighbors Credit Union auto loan. $100 will be applied within 90 days of loan closing and will show as a credit to a Neighbors Credit Union transaction account. All offers are for a limited time. Membership eligibility required. Restrictions apply. Contact Neighbors Credit Union for full details.
²Interest will continue to accrue during the 120-day deferment period. Membership eligibility required. Restrictions apply. Contact credit union for full details.
³ Rates accurate 03/01/2020, and valid for a limited time only. Rates and terms are subject to credit qualifications. Rate based on a 36-month term. Financing $10,000 at 1.99% APR for 36 months would be $286.38 a month. 1.99% APR includes checking, direct deposit and automated payment discounts. All rates shown are 0.25% higher without special offer, checking, direct deposit and automated payment. All offers are for a limited time. Membership eligibility required. Restrictions apply. Contact Neighbors Credit Union for full details.