Visa Platinum Rewards Credit Card

Visa® Credit Cards from Neighbors Credit Union offer great rates with no hidden fees. We’ve built a powerful combination that allows you to access the global strength of Visa and the personal attention of Neighbors.

 With our Visa Platinum Rewards Credit Card you'll enjoy:

Visa Platinum Rewards Credit Card Image
  • Rates as low as 11.95% APR1
  • Earning gift card, travel and merchandise rewards
  • No annual or monthly fees
  • No balance transfer fees to your new Visa Platinum Rewards Credit Card for the first 30 days2
  • The option to add a personal photo on your card3
  • 24-hour online access to view activity and make payments
  • Ability to set-up auto pay (minimum payment, full payment or a fixed amount payment)
  • Option to enroll in eStatements
  • Auto Rental Insurance Coverage
  • Debt Protection Coverage
  • Travel Accident Insurance up to $500,000
  • And more!


Heading back to school? Don’t forget your Double Points!2

With a Visa® Platinum Rewards Credit Card from Neighbors, you earn points on your very first purchase. And, from July 15 to September 15, 2019, you’ll earn Double Rewards Points with purchases at:

  • Discount, Department, or Electronic Stores
  • Doctor’s Offices, Gas Stations and Restaurants
  • Online Outlets like Amazon®

You can then redeem your points for gift cards, travel and merchandise rewards, and in addition to the bonus rewards, you’ll enjoy:

  • Extremely low rates
  • No annual or monthly fees3
  • No balance transfer fee for first 30 days4
  • The option to add a personal photo to your card5

If you already have our Rewards Credit Card, just shop to take advantage of this offer! If you don’t have our Rewards Card, double your purchasing power by visiting or calling 314-892-5400 to apply for one today.

Visa Balance Transfer

Make your life easier by consolidating your debt over to our Neighbors Visa Platinum Rewards Credit Card. Transfer your balances to today! Click here to complete the form.



Purchase Alerts Powered By Visa

Now you can keep tabs on your Neighbors Visa Credit card anytime, anywhere. Near real-time Purchase Alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Neighbors Visa cardholders. To sign up, go to

More Protection

With Purchase Alerts powered by Visa, you can receive an email shortly after your Visa card has been used. So if there is fraudulent activity, you'll be notified and can act quickly to stop the situation. It's a unique benefit that most alert services don't offer.

Peace of Mind

Customize transaction alerts to fit your needs when your Visa card is used:

  • For purchases over a specified dollar amount
  • For purchases online, over the phone or through the mail
  • Receive transaction specifics within each alert, including purchase amount and merchant name and location (if available)

To sign up for this free service, go to Start enjoying more protection and peace of mind with Purchase Alerts.

Actual time to receive Alert dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.

Reward Yourself With Gift Card, Merchandise & Travel Rewards

Reward Yourself As You Shop

Turn your purchases into gift card, merchandise or travel rewards with ScoreCard. Every qualifying dollar you spend equals one point to redeem on our amazing items - unbelievable vacation getaways, once in a lifetime experiences, electronics, home goods, recreational and sporting items, jewelry, toys and more! To view the rewards you can earn, click here.

There is a 100,000 point limit per year, but unlike other cards, the points do not expire until three years from the end of the calendar year in which they are earned. To learn how many points you have accrued, view your monthly statement. We are continually updating our reward options, so check back often!


Design Your Own Card

Design Your Own Card

Why not express your personal style every time you use your Neighbors Visa Platinum Rewards Credit Card? Design Your Own Card4 lets you upload a personal photo from your computer, or choose a favorite image from our extensive card catalog. Either way, you'll have a card that expresses your personal style. Click here to design your Neighbors Visa Platinum Rewards Credit Card today!


Digital Wallet

Did you know that you can load your Neighbors Visa Platinum Rewards Credit Card in the digital wallet of your choice?


Apply For A Credit Card

There are several easy ways to apply for a Neighbors Platinum Rewards Credit Card:

  • Online - Apply online and receive a response in seconds.
  • Mobile App - Apply on our mobile banking app and receive a response in seconds
  • Phone - Call 1-888-207-5363 anytime of day, seven days a week.
  • Fax - Pick up a loan application from one of our locations and fax it to 314-892-9839.
  • Branch - Visit one of our locations and speak with a Member Service Representative.

Apply     Educational Resources


Download Our App On Your Device Today!
Download on the App Store ANDROID APP ON Google play Kindle Fire App on Amazon

1APR = Annual Percentage Rate. Rates and terms subject to credit qualifications and other factors. Click here to refer to credit card table for credit card disclosures. Membership eligibility required. Restrictions apply. Contact credit union for full details.
2Double rewards points offer valid on purchases made 07/15/2019 – 09/15/2019 on Visa Platinum Rewards cards only. 3Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Visa Platinum Rewards rates as low as 12.20% to 20.99% when you open your account, based on creditworthiness. 4No balance transfer fee for 30 days after initial account opening. Not valid on balance transfers between Neighbors Credit Union credit cards. 5Photo cards have a $9.95 production fee.