Visa Platinum Rewards Credit Card
Visa® Credit Cards from Neighbors Credit Union offer great rates with no hidden fees. We’ve built a powerful combination that allows you to access the global strength of Visa and the personal attention of Neighbors.
With our Visa Platinum Rewards Credit Card you'll enjoy:
- Rates as low as 9.95% APR1 (Variable Rate)
- Earning gift card, travel and merchandise rewards
- No annual or monthly fees
- The option to add a personal photo on your card3
- 24-hour online access to view activity and make payments
- Ability to set-up auto pay (minimum payment, full payment or a fixed amount payment)
- Option to enroll in eStatements
- Auto Rental Insurance Coverage
- Debt Protection Coverage
- Travel Accident Insurance up to $500,000
- And more!
Visa Balance Transfer
From July 25 - August 25, 2020, Visa Platinum Rewards Cardholders can transfer the balances from high-interest credit cards and enjoy no fees on the initial balance transfer2 and no cash advance fee2, along with a 2.99% APR2 on any balance transfers and cash advances for 12 billing cycles.2
Purchase Alerts Powered By Visa
Now you can keep tabs on your Neighbors Visa Credit card anytime, anywhere. Near real-time Purchase Alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Neighbors Visa cardholders. To sign up, go to www.Visa.com/purchasealerts.
With Purchase Alerts powered by Visa, you can receive an email shortly after your Visa card has been used. So if there is fraudulent activity, you'll be notified and can act quickly to stop the situation. It's a unique benefit that most alert services don't offer.
Peace of Mind
Customize transaction alerts to fit your needs when your Visa card is used:
- For purchases over a specified dollar amount
- For purchases online, over the phone or through the mail
- Receive transaction specifics within each alert, including purchase amount and merchant name and location (if available)
To sign up for this free service, go to www.Visa.com/purchasealerts. Start enjoying more protection and peace of mind with Purchase Alerts.
Actual time to receive Alert dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.
Reward Yourself With Gift Card, Merchandise & Travel Rewards
Turn your purchases into gift card, merchandise or travel rewards with ScoreCard. Every qualifying dollar you spend equals one point to redeem on our amazing items - unbelievable vacation getaways, once in a lifetime experiences, electronics, home goods, recreational and sporting items, jewelry, toys and more! To view the rewards you can earn, click here.
There is a 100,000 point limit per year, but unlike other cards, the points do not expire until three years from the end of the calendar year in which they are earned. To learn how many points you have accrued, view your monthly statement. We are continually updating our reward options, so check back often!
Design Your Own Card
Why not express your personal style every time you use your Neighbors Visa Platinum Rewards Credit Card? Design Your Own Card4 lets you upload a personal photo from your computer, or choose a favorite image from our extensive card catalog. Either way, you'll have a card that expresses your personal style. Click here to design your Neighbors Visa Platinum Rewards Credit Card today!
Did you know that you can load your Neighbors Visa Platinum Rewards Credit Card in the digital wallet of your choice?
Apply For A Credit Card
There are several easy ways to apply for a Neighbors Platinum Rewards Credit Card:
- Online - Apply online and receive a response in seconds.
- Mobile App - Apply on our mobile banking app and receive a response in seconds
- Phone - Call 1-888-207-5363 anytime of day, seven days a week.
- Fax - Pick up a loan application from one of our locations and fax it to 314-892-9839.
- Branch - Visit one of our locations and speak with a Member Service Representative.
1APR = Annual Percentage Rate. Rates and terms subject to credit qualifications and other factors. If you are charged interest, the charge will be no less than $1.00. Click here to refer to credit card table for credit card disclosures. Membership eligibility required. Restrictions apply. Contact credit union for full details. 3Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Visa Platinum Rewards rates as low as 9.95% to 19.95% when you open your account, based on creditworthiness. 4Photo cards have a $9.95 production fee. Membership eligibility required. Restrictions apply on all offers. See Neighbors Credit Union for full details. 2APR = Annual Percentage Rate. Not valid on balance transfers between Neighbors Credit Union credit cards. Valid on balance transfers and cash advances between 07/25/20 – 08/25/20. After 12 billing cycles, remaining balances will migrate to the APR applicable on your account. If you are charged interest, the charge will be no less than $1.00. Rates on Visa Platinum Rewards range from 9.95%-19.95% APR. Rates and terms are subject to change and credit qualifications, as well as other factors. Membership eligibility required. Restrictions apply. Visit NeighborsCU.org for offer details.