Deposit Account Insurance

National Credit Union Administration

Neighbors Credit Union is insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA). NCUA, the strongest deposit-insuring agent of the federal government, federally insures all of Neighbors Credit Union's deposit accounts to at least $250,000. Plus, Individual Retirement Accounts (IRAs) are federally insured to at least $250,000 in coverage as well.


Excess Share Insurance

Through Excess Share Insurance (ESI) Corporation, Neighbors Credit Union insure members to at least $250,000 in coverage, in addition to the standard $250,000 of share deposit insurance protection and to at least $250,000 of retirement account insurance protection from the NCUA.



With the combination of federal and private insurance, Neighbors Credit Union currently insures your deposit accounts to at least $500,000 and your Individual Retirement Accounts to at least $500,000!