Savings Accounts

Take control of your future with a savings account that's designed just for you. Neighbors Credit Union offers members a variety of personal savings accounts that have great benefits to help you achieve your savings goals. Compare our credit union savings accounts below and choose the right account for you.

Regular Savings Account

Every member of Neighbors Credit Union is also an owner simply by opening a Regular Savings account with just a $1 minimum balance. This account establishes your membership, earns quarterly dividends (for balances of $101 or greater) and allows you to take advantage of the many benefits of  a credit union savings account and membership.

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Escrow Savings Account

The Escrow Savings account allows credit union members to set aside money to pay bills or make purchases that only arise a few times a year.1 Examples include, but are not limited to, car insurance, home owners insurance, property taxes, medical expenses or large purchases.

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Christmas Club

A Christmas Club Account is the perfect way to save for yearly holiday expenses. Regular deposits are available, as low as $5 per pay period.2 Interest is posted quarterly, and the entire balance is transferred automatically to your account (checking or savings) in October.3

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Your Extra Savings (Y.E.S.) Club

Set aside funds for that special purpose while keeping them in a safe place with Y.E.S. Club Account. Regular deposits are available, as low as $5 per pay period.2 Interest is posted quarterly, and the funds are available once per quarter for withdrawal whenever you choose!3

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With the combination of federal and private insurance, Neighbors Credit Union currently insures your deposit accounts to at least $500,000 and your Individual Retirement Accounts to at least $500,000!


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1There is a penalty for more than two withdrawals from the Escrow Savings Account per quarter. See credit union for full details.
2The minimum contribution is $5.
3The credit union charges a penalty for early withdrawals from the Christmas Club. There is a penalty for more than one withdrawal from the Y.E.S. Club per quarter.