Impacted by the Federal Government Shutdown? We're here for you!

If you are a federal employee, military service member, veteran, or family member experiencing a financial hardship due to the current government shutdown, or have concerns during this time, please contact us. Our team is here to listen and work directly with you to find solutions tailored to your unique situation. 

Our special Federal Employee Furlough Assistance Loan may be just what you need for essential living expenses.  It’s easy to apply online.  This special loan offers you 2.99% APR for up to 24 months with no payments necessary for the first 90 days, and you can borrow up to $5,000

If you have existing loans with Neighbors and are challenged with upcoming payments, we may be able to offer you the option to skip-a-payment or other short-term extension relief. 

Additionally, if you have invested in Certificates of Deposit (CDs) at Neighbors, we can offer you penalty-free withdrawals from your CD accounts, if you choose.

Neighbors Credit Union was formed in 1928, originally as St. Louis Postal Employees Credit Union.  We’ve helped our members through previous shutdowns, and we’re prepared to do the same now, ensuring you have the financial stability and resources you need. For more information or to speak with one of our representatives, please contact us at 314-892-5400 or email us at:  [email protected].

 

Skip-A-Payment!

Our annual Skip-a-Payment program is back! This program lets you pause a loan payment and free up cash for the holidays. 

 

How it works:

  •  Eligible loans include auto, recreational vehicle, and unsecured personal loans with a balance greater than $500.*
  •  If you have more than one qualifying loan, you can skip a payment on each of them.
  • A $25 fee will apply per skipped payment, deducted from your savings or deposit account.

Key deadlines:

  • To skip your November payment, we must receive your request no later than October 31, 2025.
  • To skip your December payment, we must receive your request no later than November 30, 2025.

 

Click here to Request a Skip-a-Payment! Don't hesitate to contact us if you have any questions.

 

*Only one skip is permitted per loan within a 12-month timeframe. To skip a payment, a loan must be in good standing and have had a minimum of four monthly payments made. See the Skip-a-Payment request form for complete requirements, terms, and conditions. Skip-a-Payment is not available on mortgage loans, home equity loans, credit cards, lines of credit, share secured loans or commercial loans. Other restrictions may apply. Skipping a payment will extend your loan’s payoff date, and interest will still accrue.

 

Tackle Hunger IV!

Tackle Hunger season is back! Neighbors Credit Union is proud to partner with Operation Food Search and KSDK to Tackle Hunger in the St. Louis Area. Each week, local high schools compete on the field and bring in canned goods to help their community thrive.

Bring in canned goods to your local branch or click here to donate today! Follow us on social media to keep up to date with our progress.